Death Prior to Retirement

Upon the death of a Member before retirement, the designated Survivor may choose one of the following:

Refund Request for Deceased Member:

The Designated Survivor may withdraw the dues paid into the Retirement Fund by the deceased member plus interest, waiving any right to benefits. If the member dies before vesting, a refund is the only option. If no Survivor is designated, the Estate may request the refund.

Survivor Benefit:

If designated by the JPCRF Member before death, the Survivor may receive the benefit under the option chosen before retirement. The Survivor pension will be effective based on the pre-retirement option choice. (See Pre-Retirement Survivor Designation for more information). If the deceased member is married at the time of death and did not submit a Pre-Retirement Option Choice Form, the surviving SPOUSE is entitled to a retirement benefit equal to the Option 1 Benefit. If no Survivor is designated and the member is not married, the Estate may request the refund.